Privacy Policy

Last updated: December 13, 2025

Introduction

Spendly ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we handle information when you use our mobile application ("App").

Information We Collect

Data Stored Locally

All your financial data, including bills, expenses, and personal information, is stored exclusively on your device. We do not collect, transmit, or store any of your financial data on our servers.

Automatically Collected Information

  • Device Information: We may collect basic device information (device type, operating system version) to ensure app compatibility and improve user experience.
  • Usage Analytics: We may collect anonymous usage statistics to help us understand how the app is used and identify areas for improvement. This data cannot be used to identify you personally.

Firebase Services

The App uses Firebase services for:

  • Push Notifications: To send you bill reminders and notifications. Firebase processes notification data but does not have access to your financial information.
  • Crash Reporting: To identify and fix app crashes. This data is anonymous and does not include your personal or financial information.

How We Use Information

We use the information we collect to:

  • Provide and maintain the App
  • Send you bill reminders and notifications
  • Improve app performance and user experience
  • Fix bugs and prevent crashes
  • Ensure app security

Data Storage and Security

Local Storage

All your financial data (bills, expenses, user profile, settings) is stored locally on your device using secure local storage. This data never leaves your device unless you explicitly choose to export or share it.

Data Security

We implement appropriate technical measures to protect your data stored on your device. However, you are responsible for maintaining the security of your device.

Third-Party Services

Firebase

The App uses Google Firebase for push notifications and crash reporting. Firebase's use of information is governed by Google's Privacy Policy: https://policies.google.com/privacy

Your Rights

Since all your financial data is stored locally on your device, you have complete control over it. You can:

  • View, edit, or delete your data at any time through the App
  • Clear all app data through the App settings
  • Uninstall the App, which will remove all locally stored data

Children's Privacy

Our App is not intended for children under the age of 13. We do not knowingly collect personal information from children under 13.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

Contact Us

If you have any questions about this Privacy Policy, please contact us at:

Website: https://spendly.one

Data Deletion

You can delete all your data at any time by:

  1. Using the "Clear All Data" option in the App settings
  2. Uninstalling the App from your device

Once deleted, your data cannot be recovered as it is stored only on your device.